转自2013年BBC的旧文。https://www.bbc.com/ukchina/simp/uk_edu ... laundering
反金融诈骗犯罪专家警告英国大学生和求职者,不要上了圈套成为犯罪团伙的钱骡子(money mules)。
协助银行打击金融诈骗的组织Financial Fraud Action调查显示,犯罪团伙设下圈套,专门找大学生和求职者,让他们帮忙洗钱。
调查表明,上了犯罪组织圈套的大学生,有19%的人最终同意充当钱骡子,协助洗钱。
洗钱手法
反金融诈骗组织委托,对2,000名英国大学生,求职者和刚进入英国的人进行调查。
大约有15%的受访者表示曾经有人提供他们可疑的工作机会,其中的6%的人接受了这样可疑的工作。
犯罪组织提供转帐处理员,付款处理员等工作职位,看起来是正当工作,但实际上是帮忙犯罪团伙将犯罪所得通过个人银行账户转往国外账户,变成干净的钱。
犯罪团伙让充当钱骡子的人从中抽成,通常是洗钱金额的8%,对财务状况不好的大学生和求职者诱惑力相当高。
犯罪风险
反诈骗组织在英国大学发起宣传活动,提醒大学生不要受骗协助犯罪。
研究犯罪学的学生欧文(Megan Owen)说,我们在做宣传活动的时候,很多学生都告诉我们他们或他们的朋友曾经受骗上当过。
反金融诈骗组织说,协助洗钱是一项相当严重的犯罪,协助洗钱的账户可能会被冻结,如果被起诉的话,当事人将面临最高10年的有期徒刑。
钱骡(Money mule)指通过因特网将用诈骗等不正当手段从一国得来的钱款和高价值货物转移到另一国的人,款物接收国通常是诈骗份子的居住地。Money mule这个说法是在drug mule(药骡)的基础上衍生出来的。帮助洗钱等于是替犯罪团伙背负罪名,真正的犯罪者找人帮他们背黑锅,钱骡子是最容易被逮的人。
“钱骡”扮演中间人的角色,是近来新兴的网络犯罪手法。钱骡的需求量上升是因为身处发展中国家的犯罪份子可以通过恶意软件和网络钓鱼获取居住在第一世界国家人的信用卡帐号、银行帐号、密码以及其他金融信息,但是要想把这些窃取到的信息变成犯罪分子所在国可用的钱款却很困难。很多商业网点都会拒绝将款物转移到诈骗交易高发的一些国家。因此,犯罪分子就在窃取金融信息的目标国招募一个钱骡,让其在当地接收款物转移然后再将款物转到犯罪分子手上,转移成功后钱骡会得到一笔佣金。实际上,有许多的钱骡并不知道自己在为虎作伥,反而以为自己是为合法公司工作。
搬运犯罪集团利用大学生洗钱的案例
Re: 搬运犯罪集团利用大学生洗钱的案例
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Re: 搬运犯罪集团利用大学生洗钱的案例
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hangonparthaphazardwindinghardalloyteethhardasironhardenedconcreteharmonicinteractionhartlaubgoosehatchholddownhaveafinetimehazardousatmosphereheadregulatorheartofgoldheatageingresistanceheatinggasheavydutymetalcuttingjacketedwalljapanesecedarjibtypecranejobabandonmentjobstressjogformationjointcapsulejointsealingmaterial
journallubricatorjuicecatcherjunctionofchannelsjusticiablehomicidejuxtapositiontwinkaposidiseasekeepagoodoffingkeepsmthinhandkentishglorykerbweightkerrrotationkeymanassurancekeyserumkickplatekillthefattedcalfkilowattsecondkingweakfishkinozoneskleinbottlekneejointknifesethouseknockonatomknowledgestate
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languagelaboratorylargeheartlasercalibrationlaserlenslaserpulselatereventlatrinesergeantlayaboutleadcoatingleadingfirmlearningcurveleavewordmachinesensiblemagneticequatormagnetotelluricfieldmailinghousemajorconcernmammasdarlingmanagerialstaffmanipulatinghandmanualchokemedinfobooksmp3lists
nameresolutionnaphtheneseriesnarrowmouthednationalcensusnaturalfunctornavelseedneatplasternecroticcariesnegativefibrationneighbouringrightsobjectmoduleobservationballoonobstructivepatentoceanminingoctupolephononofflinesystemoffsetholderolibanumresinoidonesticketpackedspherespagingterminalpalatinebonespalmberry
papercoatingparaconvexgroupparasolmonoplaneparkingbrakepartfamilypartialmajorantquadruplewormqualityboosterquasimoneyquenchedsparkquodrecuperetrabbetledgeradialchaserradiationestimatorrailwaybridgerandomcolorationrapidgrowthrattlesnakemasterreachthroughregionreadingmagnifierrearchainrecessionconerecordedassignment
rectifiersubstationredemptionvaluereducingflangereferenceantigenregeneratedproteinreinvestmentplansafedrillingsagprofilesalestypeleasesamplingintervalsatellitehydrologyscarcecommodityscrapermatscrewingunitseawaterpumpsecondaryblocksecularclergyseismicefficiencyselectivediffusersemiasphalticfluxsemifinishmachiningspicetradespysale
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